INSURANCE
Yes! We Accept Your Insurance.
Dental Insurance Accepted
We Accept Most Major Plans to Make Your Care Affordable
At Dental Day, we believe dental care should be both exceptional and affordable. That’s why we accept a broad range of dental insurance plans to help reduce your out-of-pocket costs.
✅ We accept all major dental PPOs and select HMOs.
✅ We’re in-network with Medicare Advantage and accept limited Original Medicare services.
✅ We guide you through benefit verification and claim submission.
Want to learn more about Medicare coverage?
Insurances We Accept
Plans We Accept
We are proudly in-network with many major insurance providers, including:
- Delta Dental, Cigna, Aetna, Humana, Guardian, MetLife, UnitedHealthcare
- Anthem Blue Cross Blue Shield, United Concordia, and others
- PPO plans offering greater provider flexibility
- Select HMO plans focused on affordable care
- Medicare & Medicare Advantage
Unsure if we accept your plan? Call us and we’ll be happy to verify your coverage.
How Dental Insurance Works
Understanding Dental Insurance
| Feature | PPO Plans | HMO Plans |
|---|---|---|
| Flexibility | See any dentist; lower costs in-network; no referrals needed | In-network only; referrals required for specialists |
| Costs | Higher premiums, deductibles ($50–$150), coinsurance; annual max $1,000–$2,000 | Lower premiums; fixed copays; often no annual max |
| Coverage | Preventive (100%), Basic (70–80%), Major (50%) | Preventive usually 100%; fixed costs for other services |
| Waiting Periods | Applies to basic/major (3–12 months) | Often applies to major (6–12 months) |
Coverage typically includes:
- Preventive Care: Cleanings, exams, X-rays — often covered 100%.
- Basic Services: Fillings, simple extractions — 70–80% coverage after deductible.
- Major Services: Crowns, root canals, dentures — typically 50% with waiting periods.
We help you understand your plan, estimate costs, and file claims—so you don’t have to stress.
Dental Insurance FAQ
Frequently Asked Questions
What is the difference between PPO and HMO dental plans?
PPO = flexible, no referrals, out-of-network allowed. HMO = lower cost, referral-based, in-network only.
Does dental insurance cover implants or crowns?
Typically 50% after a waiting period, depending on the plan. Some exclude implants.
Are there waiting periods?
Yes. Basic: 3–6 months. Major: 6–12 months. Preventive often has no wait.
What if I exceed my annual max?
You pay full costs until renewal. We offer payment plans to help.
How do I know if a procedure is covered?
Share your plan and we’ll confirm coverage and estimate costs for you.
Can I get insurance without employer coverage?
Yes. Plans like DeltaCare and Humana offer individual dental coverage from ~$18/month.
Is orthodontics covered?
Some plans offer partial coverage for children. Adults may have limited or no coverage.
What if my claim is denied?
We’ll help you resubmit or appeal. Bring us the denial letter at your next visit.
Book Your Free Insurance Verification Consultation
Let Us Help You Navigate Your Coverage.
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